Isaiah Zavala
“Kevin and his team were our third realtor in our journey to find a home. They streamlined the ENTIRE process… And most importantly saving my family a huge sum on closing costs.”
Essential First-Time Homebuyer Webinar with Patrick Fagan, The Mortgage Patriot
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Live October 15 • 7 PM CT • Stay for Live Q&A
Reserve Your Free Seat
Bring your popcorn! 🍿 This free live webinar gives homebuyers the real process, real strategies, and real mistakes to avoid from preparation to closing.
Here's what you'll learn:
- How Much House You Can Really Afford
- What Lenders Actually Check Before Pre-Approval
- How to Write the Smallest Check at Closing
- Best Down Payment Programs in Texas
- Negotiation Strategies Savvy Buyers Use
- What Happens From Offer Through Closing
Reserve Your Free Seat Below
Your Zoom link will be sent immediately, and everyone who attends live gets my 169-page Essential First-Time Homebuyer Roadmap FREE.
Plus, stay through the end for live Q&A.
Live October 15 • 7 PM CT
One hour. The entire homebuying process, in the right order.
Patrick walks buyers from financial preparation through closing.
The Journey
What happens between pre-approval and getting your keys?
Here's the path we walk together in the webinar. Every step, in order.
01
How do I get financially ready?
Your credit score is only one part of mortgage approval. Income, monthly debt, assets, and how each one is documented can matter just as much.
02
How do I get pre-approved?
A real pre-approval goes deeper than telling a lender what you earn. Patrick explains how lenders verify that financial picture before you make serious offers.
03
How do I find the right home?
The list price does not tell you the real monthly cost. Property taxes, homeowners insurance, and financing can materially change what a home actually costs each month.
04
How do I negotiate price and terms?
Purchase price is only one part of the negotiation. Seller concessions, repairs, closing costs, and contract terms can materially change the value of the deal.
05
What happens during inspection, appraisal and underwriting?
Getting under contract is not the finish line. Patrick explains how inspection, appraisal, and underwriting can still change the property, the numbers, or whether the deal closes.
06
What happens at closing?
Closing should not be the first time you see the final numbers. Before you sign, know where your cash to close is going and what changed from the original estimate.
Each of these is a full segment in the live webinar, with the real numbers, Texas programs, examples, and strategies Patrick uses with buyers.
What Clients Say
Real words from real clients, straight from Google.
Katie Romolino
“I found him on a YouTube video, explaining how it works buying a house and all about different types of loans/programs. My fiancée and I are first time home buyers and Kevin has really helped us.”
Vince White
“I came across Mr. Fagan the Mortgage Patriot on YouTube after experiencing a few hurdles while trying to buy a home… he's very responsive, professional and will clearly explain every step of your buying process and best of all he was able to keep some money in my pocket. I highly recommend him.”
About Me
Why learn from Patrick?
The Mortgage Patriot • Loan Officer & Realtor
Patrick is a Senior Home Loan Officer with NEXA Lending (NMLS #877741, company NMLS #1660690) and a Texas REALTOR with AXEN Realty LLC (Sales Agent License #454749). That dual license is the whole point: one person who can explain both sides of the transaction, how the money works and how the homebuying process works together, from pre-approval to your keys.
With more than 23 years of mortgage loan origination experience and 19 years in real estate sales, he helps first-time homebuyers locate, finance, and close on primary residences. He originates home loans across the state of Texas, and his real estate practice focuses on Greater San Antonio and the Texas Hill Country, including San Antonio, Boerne, New Braunfels, Bulverde, Stone Oak, Helotes, Schertz, Cibolo, and the surrounding communities.
His educational YouTube channel, The Mortgage Patriot, covers lowering your interest rate, minimizing cash to close, and down payment assistance, from start to finish. He also assists investors with financing solutions and seasoned home sellers who want to maximize their market price.
“I am a dual licensed professional assisting first-time homebuyers with locating, financing and closing on primary residences throughout Texas.”
23+ Years
In loan origination
19 Years
In real estate sales
Dual Licensed
Loan Officer & Realtor, TX
#454749
Sales Agent, AXEN Realty LLC
Real Work, Every Day
Who This Is For
Who is this webinar for?
If you're starting from zero, or you've started and you still have questions, this webinar is where to begin.
This webinar is for you if:
You're buying your first home and don't know where to start
You're months away and want to prepare before making expensive decisions
You want financing, down payment assistance and closing costs explained clearly
You want to understand the process before talking to builders, sellers or agents
Built for Texas buyers, with additional local insight for Greater San Antonio and the Texas Hill Country.
Mini FAQ
Questions before you register?
Is the webinar really free?
Yes, the live webinar is 100% free: no catch, no hidden fees, and no obligation. Register and your Zoom link is sent immediately.
Is it live?
Yes, it's live online, about 50 to 60 minutes, with time at the end for questions.
Do I need to be pre-approved?
No. You do not need to be pre-approved, pre-qualified, or working with any lender to attend. The webinar is education first.
What if I'm months away from buying?
That's the best time to attend. You'll leave knowing exactly what to do between now and when you're ready to shop.
How do I receive the 169-page Roadmap?
Everyone who attends live gets Patrick's 169-page Essential First-Time Homebuyer Roadmap free, and can ask anything in the live Q&A.
Do I need a camera or microphone?
No. You can watch and listen without either one, and you can ask questions during the live Q&A by typing in the Zoom chat.
Will I receive a replay?
Registered attendees receive the Zoom link right away. Whenever a replay of the session is available, it is shared with everyone who registered.
Can my spouse or co-buyer attend?
Yes. Anyone involved in your home purchase is welcome to join from their own device.
Will someone call me after I register?
You will receive the confirmation and reminders by email. Patrick's team may reach out to make sure your questions are answered, and you can opt out at any time.
Can I attend if I am buying in another Texas city?
Yes. Patrick originates home loans statewide across Texas, and his real estate services focus on Greater San Antonio and the Texas Hill Country. Anyone buying a home in Texas is welcome.
What happens after I register?
You will get an email confirmation with the Zoom link right away, plus a reminder before the event. Attend live and the 169-page Essential First-Time Homebuyer Roadmap is yours free after the webinar.
Know What You're Doing Before You Buy.
Next Live Webinar · October 15 · 7 PM CT
Free • Live Q&A • 169-page Roadmap for live attendees